A Study of Financial Literacy in College Students

Abstract

This study aimed to determine the financial literacy level of 
students of the Faculty of Economics and Business Education 
at the Indonesian Education University. The research method 
used in this research is survey and descriptive research with 
a quantitative approach. This study has a population of 1.681 
Faculty of Economics and Business Education students at the 
Universitas Pendidikan Indonesia class of 2021 and 2022. 
This research departs from the issue of the rampant use of 
fintech at a productive age without being accompanied by 
good financial literacy skills, and it impacts lousy credit cases. 
The results of this study indicate that students of the Faculty 
of Economics and Business Education at the University of 
Education Indonesia are at the middle literacy level or 
sufficiently literate with gender does not differentiate the 
level of financial literacy between women and men, the 
region of origin does not differentiate the quality of the 
literacy level of students both from Java Island and outside 
Java Island, and an increase in the level of financial literacy 
accompanies students with personal income from the lowest 
to the highest.